Power Of Music

In this fast world, all of us under great mental stress. And because of this mental stress we are often prone to many diseases. You should always remember that our mental state has a great effect on various diseases. Most of the diseases increases as a result of great stress, Psoriasis is an example of a disease which aggravates just because of the stress.

So for getting relieved from this stree yu should have a leuire time and to be fresh.So it is important to have a good free time to relax.It just acts as a rejuvenator.

Music is the best way to have a good peace of mind acts as a stress buster.
Music is found to be having a great effect in treating certain diseases and also. Music helps to relieve your mental tensions and is useful in making you energetic. Now it is easy to enjoy music as there are lots of radio stations. But it is difficult to get all the stations at a single step. Now there is a solution for all. However, with the help of HD Digital radio we can get all the radio stations with digital quality where ever you are. The main attraction of this product is that you can get local radio stations at digital quality. The FM stations are heard like CD quality and AM stations are heard as FM quality. They also provide iPod Taggingfacility also.

HD Radio technology is available in tabletop systems and shelf units. It is also available in car and marine stereo units. Therefore, it is very necessary for you to own this great product. You will be completely happy to own it...

Also check for Polk iSonic ES2

India: Facing Strong Headwinds...Goldman Sachs

Cyclical headwinds due to worsening macro; stay selective

The Indian financial sector is facing cyclical headwinds due to a worsening outlook for inflation in the near term and a subsequent tight monetary policy regime, in our view.
We believe this will lead to slower growth in assets and earnings than expected by the market. Our coverage universe is down 30% from its 52-week high, underperforming
the broad market index (down 21% from its 52-week high).However, we believe the long-term structural growth story for the sector remains intact and recommend a selective
approach over the near term.

Strong, sustainable earnings growth visibility the key driver

A tighter monetary policy outlook in the near term is likely to affect consensus expectations for loan growth and NIM. We see potential for consensus to cut earnings estimates
as we believe it has not yet factored in the implications of the ongoing monetary policy tightening fully by way of moderation in loan growth; and squeeze on lending margins—
empirical data shows that lending margins come under pressure during tighter monetary policy conditions.

Our estimates are 8% and 7% below consensus for 2008E and 2009E,
respectively. The gap between GS and consensus estimates has begun to narrow; we expect material downward revision to consensus expectations over the next 3 months.
We see headwinds to the price performance of Indian financials given slower growth, a tighter monetary policy, downward revision in consensus expectations and valuations that
are still at the higher end when compared with peers in the region. We believe strong and sustainable earnings growth visibility alone could drive stock performance.

Axis Bank, HDFC are our top picks; maintain Sell on IBFSL

For us to be outright positive on the sector, stability in macro economic conditions should be restored. In our view, macro economic conditions are far from being favorable, at present.
Until such time, our bias is towards stocks that will perform well despite the current tough operating environment. In our view, Axis Bank (AXBK.BO; Buy) and HDFC (HDFC.BO; Buy)
fits into this criterion. We see meaningful potential upside to our Camelot-based 12-month target price. For others, we continue to expect the financial sector to trade in a range, we
recommend buying stocks at the suggested entry level and selling them closer to our target prices.

Downside risk likely if inflation threat persists

Inflation remains a key risk to our expectations. We expect RBI to maintain a tight policy stance in the near term. If inflation concerns persist, we believe there could be strong policy action leading to further downward revision in loan growth expectations. The upside risk to market expectations would arise if inflation concerns abate quickly and banks are able to raise lending rates without affecting loan growth prospects we attribute a low probability to this event.

15 ways to build a great relationship with your boss

Wish you had a better relationship with your boss? Feel like you are ignored in favor of others? Wondering if you have any career progression left?



Think about how well you are helping your boss get her job done and meet her obligations. Are you doing everything you can (within legal and ethical bounds, of course) to help her look good and get ahead.



If not, your relationship may be getting in the way. Consider this list of 15 things you can do to improve your relationship with your boss.



1. Show up every day full of energy and enthusiasm. Love your job, and dive into it eagerly every moment of the day. Can't do that? Perhaps you need to find a different job!
2. Be positive. No griping around the water cooler, or in emails or text messages or elsewhere. No complaining and no wallowing in misery. Find the silver lining and focus on it. That does not mean you can never point out a problem to your boss. Just make sure it is a real problem and try to bring two or three potential solutions along with the problem.
3. Learn every day. Learn new skills, pickup new knowledge, meet new people, find new resources. Help refresh the mind of the group.
4. Set SMART goals, review them with your boss to get agreement on targets and deadlines, report on your progress and seek an evaluation when you have delivered on the goals.
5. Speaking of which - Deliver Results! Bosses love that.
6. Take all the time-off you are entitled to. Smart bosses understand that folks are much more productive when they have time to recharge - at night, on the weekend and on vacation. (Bosses note: you need to take time off, too, or your team never will.)
7. Under-promise and over-deliver. Make your mind up to promise only what you know you can control and deliver, and then do it.
8. Do work that is accurate, complete, relevant and useful.
9. Contribute your ideas to make things better.
10. Support your boss. Just like all of us, bosses need positive feedback and encouragement. Make your feedback specific, tied to goals, and behavior based.
11. Focus your work on the things that make a difference to your boss.
12. Communicate just enough and not too much. Learn how much your boss wants to know about various work issues, opportunities and projects and respect those desires.
13. When you communicate with your boss, use her style. If she loves details, give her details. If she wants the big picture, give her that. If she wants to know how a proposal will affect people, provide your thoughts. If she just wants the facts, just give her the facts. If she wants you to get to the point quickly, do so. If she wants to chat first, do that too. Communicate the way your boss likes, not necessarily in your natural style.
14. Say "No" when you need to. The best bosses fear they won't be told when an idea is stupid - so tell 'em!
15. When the boss gives you an assignment, develop a plan of attack and share it with her soon. A good boss will delegate the "what" and expect you to put together the "how." Reward her with a quick and well-thought response.

Does Management know their Staff?

On walking into the factory, the MD noticed a young guy leaning
against the wall, doing nothing. He approached the young man and
calmly said to him, how much do you earn?"

The young man was quite amazed that he was asked such a personal
question, he replied, none the less, "I earn $ 2 000.00 a month, Sir.
Why?"

Without answering, the MD took out his wallet and removed $ 6000.00
cash and gave it to the young man and said, "Around here I pay people
for working, not for standing around looking pretty! Here is 3 months
'salary, now GET OUT and don't come back".

The young man turned around and was quickly out of sight. Noticing a
Few onlookers, the MD said in a very upset manner, "And that applies
for everybody in this company". He approached one of the onlookers
and asked him, "Who's the young man that I just fired?" To which an
amazing reply came of, "He was the pizza delivery man, Sir...!!!"